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Conducted By Specialists Dedicated To
Home Buyer Satisfaction
Step #1 Identify The Home Features You MUST HAVE.
These features are critical. Any home without them is automatically
disqualified.
Step #2 Identify The Home Features You Would LIKE TO HAVE.
These are features you prefer but may accept a trade-off between features
when you consider the whole package. The whole package includes the
location, lot size, topography, landscaping and the size, style, floor
plan and condition of the home and any special seller provided financing
available.
Step #3 Review All Anticipated Costs ---
NO SURPRISES. Target price
Probable loan amount
Types of loans available
Probable down payment required
Closing costs
Loan fee
Appraisal fee
Inspection report
Monthly loan payments
Monthly impound for taxes and insurance (if required)
Homeowners association assessment (if condominium project)
Step #4 Obtain A Pre-Approved Loan
.
Being pre-approved for a loan, allows you to budget the purchase price
and loan payments that suit your needs. It also allows the seller to know
a loan
is available and may influence the seller to accept an offer that would
otherwise be rejected. You and the seller can count on an expedited closing.
Step #5 We Search For Homes That Meet Your Expectations.
MLS listings by all brokers -no
bias toward in-house
or any particular broker
For Sale By Owner (FSBO)
Bank Foreclosures (REO)
New homes
Unlisted properties
The objective is a broad selection, and complete satisfaction with the
home purchased.
Step #6 You Will Conduct A Drive-By
Screening Of Potential Homes.
We provide a tour package with a description, photograph and map location
of each home on the list. You drive-by at your convenience and judge
each home for location and curb-appeal and then narrow the list to
the most appealing homes.
Step #7 Interior Viewing Of The Most
Appealing Homes.
You are accompanied by our experienced guide, to view the interior
of your top choices.
Step #8 The Offer / Negotiations /
Acceptance.
We help you evaluate the most appealing homes you have viewed and select
your first choice. We help you determine the appropriate price and terms
of an offer. In addition to the price, such matters as the timing of
the transaction , repairs or possibly financing by the seller may be important.
We will prepare the offer to suit your needs. We negotiate with the seller
to advocate your position and to obtain the best price and terms possible.
Step #9 Final Loan Selection.
After your offer is accepted we finalize the loan. We shop for the
best loan available and help you select the loan that is right for you.
Step #10 After Acceptance We Handle All
Of The Details.
We order the title report and physical inspections. We review the title
report with the title examiner and make recommendations to you .If deficiencies
are noted in the property inspection reports, we negotiate with the
Seller for the required repairs.
WE COORDINATE ALL OF THE PAPERWORK AND CLOSING.
WE WORK FOR YOU FROM BEGINNING TO END.
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