LOAN STRUCTURES

Acquisition and development loans
Equity/Preferred Equity
Construction, Interim, and Standby Financing
Joint Ventures and Development
Sales and Sale/Leasebacks
Mezzanine Loans

 CRITERIA:

Commercial real estate loans only (may be secured by residential property)

Short term loans based on a reasonable time period for refinancing

Loan to value based on total collateral and development potential

RATES:

            Rates vary depending on structure of loan (above), collateral, developer expertise and type of project.

 LOAN SIZE:

            Average size $250,000 TO 5,000,000

            Capabilities $5,000,000 to $250,000,000